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CERTIFICATES OF DEPOSIT (Interest as of 12-19-2008)
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TERM*
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INTEREST RATE
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APY**
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OVER 25,000
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INTEREST RATE
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APY**
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3 Month
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1.65
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1.66
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1.75
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1.76
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6 Month
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1.85
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1.86
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1.95
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1.96
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12 Month
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2.30
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2.32
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2.40
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2.42
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18 Month
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2.40
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2.42
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2.50
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2.52
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24 Month
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2.50
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2.52
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2.60
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2.63
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30 Month
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2.60
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2.63
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2.70
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2.73
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36 Month
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2.70
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2.73
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2.80
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2.83
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48 Month
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2.85
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2.88
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2.95
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2.98
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48 Month IRA
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2.95
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2.98
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2.95
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2.98
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60 Month IRA
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2.95
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2.98
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2.95
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2.98
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60 Mo. Well-Being
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2.95
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2.98
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2.95
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2.98
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*All CDs require a minimum balance of $500.00
PLEASE CALL FOR RATES ON CD'S GREATER THAN $50,000.00
** APY = Annual Percentage Yield.
APY is accurate as of 12-19-2008.
. APY is based on quarterly compounding and assumes interest remains on deposit. APY is determined based on the current rate and minimum deposit required to open account. Withdrawal of interest will reduce earnings. There may be a penalty for early withdrawal. Rates are subject to change at any time without notice
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