An account that builds your savings effortlessly!
Requires a Gold Perks Checking or Gold Pay Checking account.
Benefits Include:
A total of 3.40% APY on balances up to $100,000*
A total of 1.00% APY on balances over $100,000*
*It’s Easy to Qualify:
Qualifying for your benefits in your Gold Perks Checking or Gold Pay Checking account automatically qualifies you for the highest Gold Savings rate too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Gold Perks Checking or your Gold Pay Checking account during each monthly statement cycle.
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At least 18 debit card purchases
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At least 1 direct deposit, ACH credit, or ACH payment transaction
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Be enrolled in and agree to receive eStatements
If you don't meet the qualifications, you’ll still earn our base interest rate of 0.05% APY and you can get right back to earning your benefits the very next cycle that you qualify.
Qualification Information:
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's benefits. The following activities do not count toward earning account benefits: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, and non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account benefits.
"Monthly Qualification Cycle" means a period beginning the first day of the current statement cycle through the last business day of the current statement cycle.
Benefit Information:
Rates, benefits, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's benefits. Benefits less than one penny cannot be distributed. Fees may reduce earnings. You will automatically qualify for the account's benefits during your account's first statement cycle. If the account is closed before benefits are credited, you will forfeit the benefits.
APY = Annual Percentage Yield.
APYs accurate as of 10/02/2026.
Additional Information:
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.
- $50.00 minimum deposit is required to open the account.
Please go to www.ssbwanamingo.com to access our online banking platform and select to opt-in and register your email to receive E-Statements.
Limit of one (1) account(s) per social security number.
There are no recurring monthly maintenance charges or fees to open or close this account.
Advertised information and benefits are based on all account qualifications being met during each statement cycle period.
Contact one of our customer service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions at 507-824-2265.
Member FDIC.
